COURSE FEES
TARGET AUDIENCE
PROGRAM TOPICS
- Records and Communication
- Informed Consent Essentials
- Treatment Sequencing
- Treatment Delivery: Prosthodontic and Endodontic
- Implant Overview
- Fundamental Technologies
- Social Responsibility
- Production Boosting Pearls
- Records and Communication
- Essentials
- Traditional vs virtual
- Informed Consent
- Essentials
- Applications
- Treatment Sequencing
- Essential vs Elective
- Treatment Delivery
- Prosthodontic impressions
- CAD/CAM digital dentures
- Endodontic insights
- Implants
- Decision making considerations
- Prevention and management of complications
- Technologies
- Clinical photography
- Tablet technology
- Intra-oral scanners
- STL files
- CAD/CAM
- 3D printers
- Osstell ISQ
- Social Responsibility
- Organizations
- Social media
- Online groups
- Outreach
- Production Boosting Pearls
IMPORTANT INFORMATION
Faculty
Les Kalman, BSc (Hon), DDS, GPR
Assistant Professor, Restorative Dentistry
Academic Lead, Continuing Dental Education
Monitoring Officer, Royal College of Dental Surgeons of Ontario
Dr. Les Kalman is an educator, researcher and academic lead for Continuing Dental Education. His research focuses on (1) innovations in medical devices and technologies, with an emphasis on additive manufacturing (2) software solutions and (3) education advancement. He remains active with externally-funded research, has published over 40 articles, holds two patents, a trademark and has translated several technologies to industry.
He served on the Board of Directors for the University of Western Ontario Faculty Association and the Canadian Association of Public Health Dentistry. He serves on the Standards Council of Canada, the Ambassadors Circle and Advanced Credentialing Committee for the ICOI. He has been recognized as an Academic Associate Fellow (American Academy of Implant Dentistry), Fellow, Master and Diplomate (International Congress of Oral Implantologists), Fellow (Academy of Osseointegration), Fellow (American College of Dentists), Schulich Alumni of Distinction and received the Merck Patients First award.
Accreditation
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Credit Designation for Dentists: Continuing Education, Inc. is an ADA CERP Recognized Provider. ADA CERP is a service of the American Dental Association to assist dental professionals in identifying quality providers of continuing dental education. ADA CERP does not approve or endorse individual courses or instructors, nor does it imply acceptance of credit hours by boards of dentistry. Continuing Education, Inc. designates this continuing dental education activity for 14 continuing education credits. Concerns or complaints about a CE provider may be directed to the provider or to ADA CERP at www.ada.org/cerp. |
Cruise Itinerary
| DATE | PORT OF CALL | ARRIVE | DEPART |
|---|---|---|---|
| Saturday, October 26 | San Juan, Puerto Rico |
- | 8:30 pm |
| Sunday, October 27 | Basseterre, St. Kitts |
9:30 am | 6:00 pm |
| Monday, October 28 | *At Sea - Cruising |
- | - |
| Tuesday, October 29 | Oranjestad, Aruba |
8:00 am | 5:00 pm |
| Wednesday, October 30 | Willemstad, Curacao |
8:00 am | 5:00 pm |
| Thursday, October 31 | Kralendijk (Bonaire), Antilles |
8:00 am | 5:00 pm |
| Friday, November 1 | *At Sea - Cruising |
- | - |
| Saturday, November 2 | San Juan, Puerto Rico |
6:00 am | - |
Ports of Call
San Juan, Puerto Rico


Your priority should be the two massive citadels guarding the coast. Start at Castillo San Cristóbal, the largest Spanish fortification in the New World, before walking the scenic coastal trail to the iconic Castillo San Felipe del Morro. The sheer scale of these defenses is humbling, and the expansive green lawn leading to El Morro—often dotted with kites—provides a dramatic contrast to the deep blue Atlantic.

Between the forts lies a grid of blue cobblestone streets (adoquines) lined with vibrant colonial architecture. The joy here is aimless wandering, though the heat can be intense; stay hydrated and wear sturdy walking shoes to navigate the hills. For a cultural pause, visit the Cathedral of San Juan Bautista, the resting place of Ponce de León.
Culinary exploration is essential. Skip the generic tourist traps near the pier and head deeper into the city. Seek out mofongo (garlicky mashed plantains) at a local staple like El Jibarito or Café Puerto Rico. While the nearby beaches of Condado are beautiful, they require a taxi and contend with traffic. Unless you have visited before, we advise dedicating your day entirely to the history and atmosphere within the city walls, finishing perhaps with a Piña Colada at Barrachina, right in the heart of the old town.
Basseterre, St. Kitts

The premier attraction is undoubtedly Brimstone Hill Fortress National Park. A UNESCO World Heritage site, this massive British fortification sits high atop a volcanic hill. It requires a bit of a climb, but the panoramic views across the Caribbean Sea to Sint Eustatius and Saba are spectacular. It is a genuine highlight for history enthusiasts and photographers alike, well worth the entry fee and the drive.
For a more relaxed tour of the landscape, the St. Kitts Scenic Railway is unique in the region. Originally built to transport sugar cane, the double-decker train loops around the coast, offering a comfortable way to see the villages and countryside that are otherwise hard to access. Alternatively, a stop at Romney Manor offers a blend of nature and culture; the botanical gardens feature a magnificent 400-year-old Saman tree and house Caribelle Batik, where you can watch local artisans at work.
If a beach day is your priority, we advise skipping the Atlantic side and heading to the Southeast Peninsula. The drive itself is scenic, crossing the narrow isthmus with views of both oceans. South Friars Bay and Cockleshell Bay offer the best calm waters and soft sands, lined with casual beach bars facing the peak of Nevis.
Basseterre itself is a bustling, authentic Caribbean town rather than a sanitized tourist trap. While Port Zante is filled with standard duty-free shops, a walk into the town center reveals the Circus—modeled after Piccadilly in London—and Independence Square, a poignant reminder of the island's history as a former slave market. We recommend prioritizing the island tour or the peninsula beaches, using the town primarily for a brief historical stroll before returning to the ship.
At Sea - Cruising
Oranjestad, Aruba


While the city is charming, Aruba’s primary draw is its magnificent coastline. A short taxi or bus ride north of the port reveals two of the Caribbean’s most celebrated beaches. Eagle Beach is a vast expanse of pristine white sand, consistently ranked among the world's best, offering a more tranquil atmosphere. Adjacent Palm Beach is livelier, lined with resorts, beach bars, and a full spectrum of water sports.
For those seeking an alternative to the beach, the island’s interior offers a compelling look at its rugged terrain. A visit to Arikok National Park showcases a dramatic coastline and caves with ancient Arawak petroglyphs. Closer to the port, the Casibari Rock Formations provide an easily accessible opportunity to climb among massive tonalite boulders for panoramic island views. Aruba offers a polished and safe environment, balancing world-class beach relaxation with accessible and distinctive natural scenery.
Willemstad, Curacao

Punda is home to the famous Handelskade, the waterfront row of brightly colored, 18th-century Dutch colonial buildings that form the island's signature image. Its gridded streets are filled with shops, galleries, and cafes, along with the Mikvé Israel-Emanuel Synagogue, the oldest continuously operating synagogue in the Americas. Across the bay, Otrobanda (“the other side”) offers a more residential feel with a maze of winding alleys. It is also the location of the Kura Hulanda Museum, a powerful and essential institution that chronicles the transatlantic slave trade and its profound impact on the region.
While the city itself is the main attraction, Curacao’s renowned beaches require transportation. A taxi or pre-arranged tour is necessary to reach them. For a full-service beach club atmosphere, Mambo Beach is a popular choice. For more natural beauty, the island's west coast (Westpunt) features stunning coves like Kenepa Grandi and Cas Abao, known for their turquoise water and dramatic cliffs. A visit to the Curacao Liqueur Distillery offers a brief, flavorful diversion for a taste of the island's famous spirit.
Kralendijk (Bonaire), Antilles


While the town is pleasant, the island's true allure lies in its natural state. A short taxi ride can take you to a nearby beach for an easy snorkel, or to the southern tip to see the striking contrast of white salt pans, blue water, and the iconic pink flamingos of the Pekelmeer Sanctuary. Bonaire is not a destination for high-energy thrills or extensive historical sites; it is a place to slow down and immerse yourself in a pristine natural environment. It offers a genuine, low-key Caribbean experience for those who appreciate the beauty of the world beneath the waves.
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels, or tours before and/or after your cruise conference.
PLEASE NOTE: To attend the conference, participants must book their cruise accommodations through University at Sea®. This ensures we can provide full conference services and complimentary social amenities to meeting participants and guests. Participants' family and friends are welcome to book within our group allotment and take advantage of our typically excellent rates.
Request a Quote online or by voice at 800-525-9696 (US/Can) or direct/int'l tel +1-727-526-1571.
Prices below are for the full cruise including meals and evening entertainment
Suites
Suite/Deluxe
Penthouse Suite PS.
Welcome to the epitome of luxury at sea — the Penthouse Suite. This suite is a palatial sanctuary designed for the discerning traveler. The expansive living area is adorned with sumptuous furnishings, a grand dining table, and a myriad of seating options, perfect for intimate gatherings or pure relaxation. As a Penthouse guest, you'll benefit from almost every conceivable amenity, from access to premium restaurants and a dedicated personal butler to Premium Drink and Wi-Fi packages. Naturally, you'll also enjoy all the exclusive suite benefits, including Luminae restaurant, The Retreat Sundeck, and Lounge. The magnificence of the Penthouse Suite extends outdoors with a sprawling aft veranda, offering a dining area, hot tub, and panoramic views that will etch memories for a lifetime. Your dedicated team, inclusive of attendants, concierges, and your Personal Retreat Host, will go above and beyond, making every whim a reality. 1,378 sq ft. with 197 sq ft. veranda. 800-525-9696
for Pricing
Suite/Deluxe
Royal Suite RS.
Step into luxury with the Royal Suite, where every detail reflects an unparalleled sense of luxury. This spacious haven boasts a lavish bedroom complemented by a generous walk-in closet. The bathroom, adorned with a rejuvenating jacuzzi jet tub and dual sinks, exudes pure elegance. As you unwind on your expansive veranda, treat yourself to a private hot-tub experience under the stars. Like all suites, you'll indulge in exclusive access to Luminae restaurant, The Retreat Sundeck, and Lounge. Your dedicated team, including attendants, concierges, and your Personal Retreat Host, ensures that every moment is tailored to your utmost comfort. 687 sq ft. with 72 sq ft. veranda. 800-525-9696
for Pricing
Suite/Deluxe
Celebrity Suite CS.
The Celebrity Suite is a luxurious, two-room suite featuring a large living area with floor-to-ceiling panoramic windows, a private veranda, and all the usual suite benefits. You’ll enjoy benefits such as exclusive access to Luminae restaurant, as well as The Retreat Sundeck and Lounge, which rival any high-end resort. Your dedicated team of attendants, concierges, and your Personal Retreat Host will do everything to ensure you never have to lift a finger on vacation. 406 sq ft. with 51 sq ft. veranda. 800-525-9696
for Pricing
Suite/Deluxe
Sky Suite S1.
The Sky Suite offers a blend of expansive views and intimate luxury. You’ll enjoy benefits such as exclusive access to Luminae restaurant, as well as The Retreat Sundeck and Lounge, which rival any high-end resort. Your dedicated team of attendants, concierges, and your Personal Retreat Host will do everything to ensure you never have to lift a finger on vacation. These suites have a king-sized bed that faces the floor-to-ceiling window and sliding glass door leading to your private balcony. 319 sq ft. with 79 sq ft. veranda. 800-525-9696
for Pricing
Suite/Deluxe
Aqua Sky Suite AS.
The Aqua Sky Suite combines the wellness-focused benefits of AquaClass with the luxurious benefits of suites. You’ll enjoy benefits such as exclusive access to Luminae restaurant, as well as The Retreat Sundeck and Lounge, which rival any high-end resort. You’ll also enjoy unlimited access to the Persian Garden Thermal Suite, priority Spa reservations, in-room fitness amenities, bathrobes, slippers, included Premium drinks, Wi-Fi, Gratuities, and much more. These suites have a king-sized bed that faces the floor-to-ceiling window and sliding glass door leading to your private balcony. 319 sq ft. with 79 sq ft. veranda. 800-525-9696
for Pricing
Balcony
Balcony
Prime AquaClass Stateroom A1.
Prime AquaClass Staterooms are spacious, centrally-located veranda staterooms which include luxurious wellness-oriented services and amenities. You’ll enjoy access to an exclusive restaurant (Blu), unlimited access to the Persian Garden spa lounge, a personal spa concierge, daily delivery of flavored tea, and more! King bed that can be converted into two twin beds. 194 sq ft with 54 sq ft veranda. 800-525-9696
for Pricing
Balcony
AquaClass Stateroom A2.
AquaClass Staterooms are more spacious veranda staterooms which include luxurious wellness-oriented services and amenities. You’ll enjoy access to an exclusive restaurant (Blu), unlimited access to the Persian Garden spa lounge, a personal spa concierge, daily delivery of flavored tea, and more! King bed that can be converted into two twin beds. 194 sq ft with 54 sq ft veranda. 800-525-9696
for Pricing
Balcony
Ultra Deluxe Concierge Class Stateroom UC.
Ultra Deluxe Concierge Class Staterooms are extra spacious veranda staterooms which include additional services and amenities. You’ll enjoy personalized concierge service, priority check-in, priority debarkation, restaurant seating time preferences, daily delivery of afternoon savories, and more! King bed that can be converted into two twin beds. 204 sq ft with 88 sq ft veranda. 800-525-9696
for Pricing
Balcony
Prime Concierge Class Stateroom C1.
Prime Concierge Class Staterooms are spacious, centrally located veranda staterooms which include additional services and amenities. You’ll enjoy personalized concierge service, priority check-in, priority debarkation, restaurant seating time preferences, daily delivery of afternoon savories, and more! King bed that can be converted into two twin beds. 204 sq ft with 42 sq ft veranda. 800-525-9696
for Pricing
Balcony
Concierge Class Stateroom C2.
Concierge Class Staterooms are more spacious veranda staterooms which include additional services and amenities. You’ll enjoy personalized concierge service, priority check-in, priority debarkation, restaurant seating time preferences, daily delivery of afternoon savories, and more! King bed that can be converted into two twin beds. 204 sq ft with 42 sq ft veranda. 800-525-9696
for Pricing
800-525-9696
for Pricing
800-525-9696
for Pricing
Balcony
Deluxe Veranda Stateroom DV.
Indoor and outdoor space come together to create your private sanctuary at sea. Relax in your personal seating area and enjoy amenities that contribute to your modern luxury experience. Your personal veranda lets you greet the day, enjoy fresh sea breezes, and soak in breathtaking sunsets. King bed that can be converted into two twin beds. 175 sq ft with 44+ sq ft balcony. 800-525-9696
for Pricing
Balcony
Prime Veranda Stateroom V1.
Prime Veranda Staterooms are in the most desirable locations on the ship (Higher decks and more centrally located). Indoor and outdoor space come together to create your private sanctuary at sea. Relax in your personal seating area and enjoy amenities that contribute to your modern luxury experience. Your personal veranda lets you greet the day, enjoy fresh sea breezes, and soak in breathtaking sunsets. King bed that can be converted into two Twin beds. 175 sq ft with 38 sq ft balcony. 800-525-9696
for Pricing
Balcony
Veranda Stateroom V2.
Indoor and outdoor space come together to create your private sanctuary at sea. Relax in your personal seating area and enjoy amenities that contribute to your modern luxury experience. Your personal veranda lets you greet the day, enjoy fresh sea breezes, and soak in breathtaking sunsets. King bed that can be converted into two Twin beds. 175 sq ft with 38 sq ft balcony. 800-525-9696
for Pricing
Outside
Outside
Deluxe Oceanview Stateroom DO.
Deluxe Oceanview Staterooms are more spacious staterooms located on higher decks. Experience expansive ocean views directly from your room, ensuring every journey is as pleasing inside your room as outside it. Bask in the natural light, relax in your personal seating area, and enjoy amenities tailored for your comfort and convenience. King bed that can be converted into two twin beds. 170+ sq ft.NOTE: Some Deluxe Oceanview Staterooms are located at the front of the ship and may not be exactly as pictured.
800-525-9696
for Pricing
Outside
Prime Oceanview Stateroom O1.
Prime Oceanview Staterooms are located in more desirable locations on the ship.Experience expansive ocean views directly from your room, ensuring every journey is as pleasing inside your room as outside it. Bask in the natural light, relax in your personal seating area, and enjoy amenities tailored for your comfort and convenience. King bed that can be converted into two twin beds. 171 sq ft. 800-525-9696
for Pricing
Outside
Oceanview Stateroom O2.
Experience expansive ocean views directly from your room, ensuring every journey is as pleasing inside your room as outside it. Bask in the natural light, relax in your personal seating area, and enjoy amenities tailored for your comfort and convenience. King bed that can be converted into two twin beds. 171 sq ft. 800-525-9696
for Pricing
Inside
Inside
Prime Inside Stateroom I1.
Prime Inside Staterooms are located on higher decks on the ship. Discover a haven of tranquility on your cruise. This cozy retreat is designed to maximize space and comfort, offering you a serene escape to rest and recharge. Thoughtful amenities ensure your journey is as comfortable as it is memorable. Two twin beds that can be converted into a king bed. 170 sq ft. 800-525-9696
for Pricing
Inside
Inside Stateroom I2.
Discover a haven of tranquility on your cruise. This cozy retreat is designed to maximize space and comfort, offering you a serene escape to rest and recharge. Thoughtful amenities ensure your journey is as comfortable as it is memorable. Two twin beds that can be converted into a king bed. 170 sq ft. 800-525-9696
for Pricing
Before & After Your Cruise
Hotels
DREAMCATCHER by DW
A Design-Forward Boutique Hotel
2009 Cll España, San Juan, 00911, Puerto Rico — San Juan
Hotel Rumbao, a Tribute Portfolio Hotel
The Newly Upgraded Historic Heart of Old San Juan
100 Brumbaugh Street, San Juan, Puerto Rico, 00901 — San Juan
Condado Vanderbilt Hotel
San Juan’s Premier Luxury Beachfront Resort
1055 Ashford Ave, San Juan, 00907, Puerto Rico — San Juan
Protect Your Trip with Allianz Travel Insurance
Allianz Travel Insurance plans can give you flexibility and support when your trip doesn’t go quite as planned. From unexpected flight issues to covered trip cancellations, travel emergencies, and more, travel insurance can help you manage unforeseen events that may impact your trip—giving you peace of mind from the moment you book your trip through your return home.
For an instant quote:
- Simply provide a few short details about your trip
- Review the available protection plans
- Enjoy the peace of mind you deserve
Why Protect your Trip?
Whether you’re planning your next trip or you recently booked one, travel insurance can help smooth over many unexpected travel glitches—while putting your mind at ease, knowing you’re off the hook for covered expenses that could arise from them.
Allianz Travel Insurance plans can provide you benefits and professional support when a covered situation comes up before or during your trip. The following examples may qualify for benefits:
- Cancelling your trip after unexpectedly becoming too sick to travel
- Taking care of a sick or injured traveling companion
- Having to end your trip early due to a family emergency
- Dealing with a flight delay or cancellation
- Needing to buy personal items if your luggage is lost or stolen
- Missing your cruise departure after a covered flight delay
You also can contact our travel protection partner Allianz Global Assistance’s 24/7, award-winning customer service for on-the-go assistance with issues like a medical emergency, replacing your lost passport, or making reservations around the world. To be eligible for a time-sensitive waiver of pre-existing medical condition exclusions, purchase your travel insurance plan within 14 days of initial trip deposit (other purchase requirements and conditions apply). Specific plan benefits may vary. Please review your plan details for more information.
What Can Travel Insurance Help Protect?
Allianz Travel Insurance plans can protect you before and during your trip—keeping you, your loved ones, and your travel budget safer. Benefits vary by plan, and these are brief descriptions. Please read your plan documents for details.
TRIP CANCELLATION
Reimburses your prepaid, non-refundable travel expenses if you need to cancel your trip due to a covered reason, such as you, a family member, or traveling companion experiencing a covered illness or injury. Examples include:
- A doctor says you or a traveling companion is too sick to fly
- Your parent or child requires hospitalization
- You need to attend the birth of a family member’s child
- You have a traffic accident (not breakdown) on the way to the airport
- A storm shuts down your airport for 24 hours or more
TRIP INTERRUPTION
Reimburses your unused, non-refundable travel expenses and increased transportation costs during your trip if you have to return home early due to a covered reason, for instance when a family member has a qualifying medical emergency and needs your care. Examples include:
- You have a covered illness or injury and a doctor says you must return home
- A family member has a qualifying injury and needs your care
- A covered emergency, like a fire or flood, makes your home uninhabitable
TRAVEL DELAY
If you have a covered delay while traveling, travel insurance can reimburse you for meals, accommodations, and transportation expenses when your trip is delayed for a minimum number of consecutive hours for a covered reason. Minimum number of hours varies by plan.
EMERGENCY MEDICAL AND DENTAL CARE
Reimburses your expenses related to covered medical and dental emergencies* that might occur on your trip. This benefit can be especially helpful if you have a covered emergency outside the United States, as most health insurance policies won’t cover you outside the country. Examples include:
- You slip and break your ankle while sightseeing
- You get food poisoning while sampling the local cuisine
- You lose a filling and need immediate dental treatment*
*A sublimit and maximum apply for this benefit. Check your plan documents for details.
EMERGENCY MEDICAL TRANSPORTATION
Arranges and pays for medically necessary transportation following a covered injury or illness to the nearest appropriate medical facility to receive care and get you home after treatment.
BAGGAGE LOSS, DAMAGE, or THEFT
Reimburses the replacement of your lost, damaged, or stolen luggage and personal items while traveling.
BAGGAGE DELAY
Reimburses essential items purchased during your trip if your baggage is delayed for a minimum number of hours (varies by plan).
CHANGE FEE
Reimburses fees if you need to change your flight itinerary due to a covered reason.
24-HOUR ASSISTANCE
Provides around-the-clock support during your trip. Allianz Global Assistance’s staff of multilingual problem solvers can help you with medical, legal, and travel-related emergencies whenever they happen. Medical assistance may include, but is not limited to:
- Medical triage with referrals to local prescreened medical providers
- Ongoing medical monitoring
- Payment guarantee
- Emergency medical transportation
Additional services for travel-related emergencies can help with:
- Missed connecting flights
- Lost/stolen travel documents
- Pre-trip information
- Prescription replacements
Our Promise to You
When you purchase any Allianz Travel Insurance plan, you automatically get 15 days (or more, depending on your state of residence) to review your policy documents. Within that period, you can cancel your plan for a full refund if you’re not satisfied, as long as you haven’t filed a claim or departed on your trip.
Need Help Along the Way?
Contact Allianz Global Assistance’s award-winning team of travel experts. Call anytime for assistance navigating travel mishaps overseas or in the U.S.—or help with everything from reporting lost baggage to locating emergency medical treatment. They can also help you replace passports, refer you to legal assistance, secure cash from home in case of emergency, and guarantee payment when you need to be admitted to a hospital, in some instances.
Contact Allianz Global Assistance
Phone (24/7):
1-800-284-8300 (within the U.S., Canada, Puerto Rico, and the U.S. Virgin Islands)
1-804-281-5700 (outside of the U.S., call collect)
File or Track a Claim
It’s easy and convenient to file and track a claim, upload documents, and more online. Start your claim using your email address or policy number.
File a ClaimIf you need help filing a claim or understanding the claims process, visit the Allianz Global Assistance Claims Center.
Update Your Plan
If you need to update your travel insurance plan, such as adjusting the dates of your plan to reflect itinerary changes, please contact us or manage your plan online so your plan reflects your entire itinerary and provides the right amount of protection for your travels.
Manage My PlanAbout Allianz Global Assistance
Allianz Global Assistance is a world leader in travel insurance and assistance, helping millions of travelers across the globe every year. Allianz Global Assistance is owned by Allianz SE, the world’s largest diversified insurance company. For over 100 years, Allianz SE has helped protect important milestones in American history, insuring the Wright Brothers’ first flight and Golden Gate Bridge construction.
Terms, conditions, and exclusions apply including for pre-existing medical conditions. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.

